By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that:1. You are unemployed and seeking employment in the next 60 days.2. You are receiving public assistance.3. You believe there are inaccuracies in your credit report due to... Read More
Under the Fair Debt Collection Practices Act, collectors are not allowed to disclose a consumers past due debt to anyone other than the debtor and in some cases a spouse. The Telephone Consumer Protection Act would have required collectors to identify the registered name of their business in any pre-recorded... Read More
Are you thinking of buying a house? Do you want to buy a new car to replace that old wreck? Trying to get insurance on you home, auto, or life? In each of these situations, what's on your credit report will determine if you can get a loan or insurance... Read More
To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take.The most important one is to ask periodically for a copy of your credit report. This is crucial because it is the surest and quickest way to determine... Read More
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information compiled by them is used... Read More
Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer ExtraordinaireEach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily... Read More
1. Buy clothes at thrift stores. BEFORE you buy them, however, hold the clothing to the light to make sure there are no tears, check the seams under the arms, make sure the buttons are all there, and don't buy anything that you can't try on.2. Never buy anything that... Read More
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never even considered being possible. Credit which will allow you to take the dream vacation of a lifetime, drive luxury cars, dress in the latest fashions, achieve the American dream of owning your own home, or even start your very own... Read More
Your credit report is a very powerful report that essential controls what you can and cannot do in your life. Unfortunately many people aren't aware of what a credit report actually is and what information is contained on the report. This article breaks down what is contained on your credit... Read More
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions Act creates a central source consumers can use to obtain a free annual credit report.Equifax, Experian,... Read More
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Ebooks, Scripts,
Websites, and more... The most important thing for you to remember is that... Read More Thinking of applying for a credit card with a reward... Read More Credit cards have both benefits and drawbacks. It is wise... Read More Most of us get a credit card on our name... Read More It is estimated that billions of dollars in delinquent commercial... Read More Get your credit report online for FREE. Many financial advisors... Read More One of the great mysteries of life is how the... Read More Credit cards are a form of unsecured credit. The issuer... Read More There are no secrets to repairing your credit. Many shady... Read More His hard earned money? Gone. Creditors on his back everyday.... Read More We spend money every single day on many different types... Read More While working through my own debt situation, and helping others... Read More What are the APRs charged by the credit cards in... Read More In "Become the Squeaky Wheel" a book recently published, Michelle... Read More Credit repair, is in a word, vital to reestablishing your... Read More Ah, the sweet rewards of using credit!Not only do you... Read More Credit cards are just so convenient, aren't they? There's no... Read More Clean Credit Reports, your credit report contains information about where... Read More Credit and charge card fraud costs cardholders and issuers hundreds... Read More Chances are you have received your share of "pre-approved" credit... Read More Negotiable instruments like checks and drafts have become an indispensable... Read More Whether or not you receive a loan and what interest... Read More Maybe some of you are saving it in your trusty... Read More There are three major factors that affect how much you... Read More Credit scores are the most important aspect that determines your... Read More
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